Required Documents

Following is a list of the general documentation we will need to process your loan. Having your information and documentation ready-to-go can help make your loan application and approval process easier for you.

• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Three most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Photocopies of any stocks or certificates of deposits
• Copy of the purchase and sale agreement
• If you are currently renting....either 12 months cancelled rent checks or the name and address of your current landlord
• If divorced...a fully executed divorce decree
• For a refinance...a copy of the deed, and most recent tax bill
• A letter of explanation for any known credit problems
• For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
     -Two (2) years signed personal tax returns - including all schedules
     -If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss 
      statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.